RESEARCH ARTICLES 1 Usage of Pre-Made Text-Modules and Peer-Groups for Mitigating Information Asymmetry in Social Lending: Evidence on Funding Success from German Platform Smava

نویسندگان

  • Arne Frerichs
  • Christian Michaelis
  • Prashant S. Pillai
  • Ravi S. Sharma
چکیده

1 Usage of Pre-Made Text-Modules and Peer-Groups for Mitigating Information Asymmetry in Social Lending: Evidence on Funding Success from German Platform Smava Arne Frerichs, Department of Application Systems and E-Business, Georg-August-Universität Gött ingen, Gött ingen, Germany Christian Michaelis, Department of Business Education and Human Resource Development, Georg-August-Universität Gött ingen, Gött ingen, Germany Marco Wienekamp, Department of Application Systems and E-Business, Georg-August-Universität Gött ingen, Gött ingen, Germany Jens Plagge, Department of Application Systems and E-Business, Georg-August-Universität Gött ingen, Gött ingen, Germany Matt hias Schumann, Department of Application Systems and E-Business, Georg-August-Universität Gött ingen, Gött ingen, Germany

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Usage of Pre-Made Text-Modules and Peer-Groups for Mitigating Information Asymmetry in Social Lending: Evidence on Funding Success from German Platform Smava

Recently, several platforms for arranging credit mediation between borrowers and lenders without usage of a financial intermediary have emerged. Social lending has attracted the interest of researchers who analyzed the behavior of borrowers and lenders on these platforms. The authors examine the impact of pre-made text modules and usage of peer groups on the funding success of a credit request....

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تاریخ انتشار 2014